Fees

Effective Date: February 1, 2017 Membership Application fee: (non-refundable)
$ 10.00
Credit Union Membership: (Saving Account with 10 shares at $10.00 par value)
$100.00
Transfer Fee, Per Item (Share to share draft transfer, to clear incoming item)
$5.00
Cashier’s Check Fee, Per Check
$5.00
Return Check Fee (NSF) /ACH Return Fee, Per Item
$30.00
Stop Payment Fee, Per Item
$10.00
Account Statement Copy, 1 Year & Older
$3.00
Deposit/Paid Check Copy, Per Item
$2.00
Other Document Copy, Per Page (1 Year & Older)
$5.00
Research, Per Hour
$25.00
Returned Mail, Per Item (for certified/Courier mail)
$7.50
Certified Mail
$5.00
Levy/Garnishment
$45.00
Outgoing IRA Transfer/Rollover
$25.00
IRA Account Maintenance Fee per year
$10.00

Safe Deposit Rental Fee Yearly

Size 5″ x 5″
$ 30.00
Size 3″ x 10″
$40.00
Size 5″ x 10″
$60.00
Size 10″ x 10″
$100.00

New Accounts (To Open & Maintain)

Share Draft (Checking) Account

$100.00

Share Savings Account

$100.00

IRA Savings Account

$100.00

Business Account: Share Draft/Share Savings

$500.00

Business Account Charges

Small Business Checking (Deposit & Withdrawals)

Transactions Up to 150 Per Item

$free

Transactions Over 150 Per Item

$0.30

Minimum Daily Balance Required

$500.00

Below Balance Monthly Fee

$15.00

Commercial MSB Checking Account

Unlimited Transactions (Deposits & Withdrawals)

$free

Minimum Daily Balance Required

$2,500.00

Below Balance Monthly Fee

$20.00

Check Cashing Account

Monthly Charges

$99.00

Per Item Charges

$0.15

Negative Balance Interest Charge

0.010%

Cash Withdrawal Fee

CD Required on Average Three Months /CD Terms until Check Cashing Account Open

2.5%

CD Terms until close of Check Cashing Account(Release after)

90 Days

Temporary Checks (Per Twelve)

Free

Rolled Coins (Penny)

$0.05

Rolled Coins

$0.25

Strapped Currency

$free

Loans

Effective Date: February 1, 2017
Duplicate Loan Papers (current loans)
$25.00
Duplicate Loan Papers (old loans within 7 years)
$50.00
Loan Payment Late Fee
$25.00*
Business Loan Payment Late Fee
$50.00*
Loan Processing Fees
Unsecured Loan up to $49,900
$100.00
Personal Line of Credit
$100.00
Auto Loans
No Fee
Equipment Loan
$200.00
Education Loan
No Fee
Member Business Loan/REL – Loan Processing Fee (Non refundable)**
Loan up to $150,000
$600.00
Between $150,001 to 500,000
$1100.00
Above $ 500,001
$1500.00
  • Member Business & Real Estate Loan Fee 1% of Loan amount with minimum of $1,500.00 (If Loan Approved the above processing fee will be adjusted with the loan fee).