Personal Line of Credit

Similar to a credit card, your funds become available again up to your limit as you pay down the balance with nominal annual fees. A Line of Credit can be used to consolidate your debts to avoid paying higher interest rates elsewhere
  • Loan Amount Up to


  • Interest Rate as low as

    7.99% APR*

    Loan Features & Requirement

Loan Features

  • Open End Line of Credit (Review after every 3 Years)
  • $100,000/Annual minimum income required for up to $49,900
  • $80,000/Annual minimum income required for up to $35,000
  • A fee of $100.00 will be charged for Setup & Processing Line of Credit
  • $120 Annual Fee
  • Low competitive rates
  • Emergency cash when you need it, or consolidate your debts
  • Funds become available once as you pay down the balance
Members must meet the following criteria in order to qualify for Share line of credit.
  • Applicant must be a member of our Credit Union.
  • Applicant must not have been delinquent for more than 90 days in loan payments with PMFCU and other creditors in the last 2 years.
  • * Interest rate, number of guarantor requirement, collateral requirement and loan eligibility will be based on Credit Score.
  • * Annual Percentage Rate.